Bank-Grade Security

Uncompromising Security

We use the highest security standards to protect your data and your customers' transactions.

PCI-DSS Level 1

Highest level of certification in the payment industry.

GDPR Compliant

Full data protection compliance for EU customers.

3D Secure 2.0

Advanced authentication for fraud prevention.

Data Encryption & Protection

All sensitive data is encrypted both in transit and at rest using industry-standard AES-256 encryption. We use TLS 1.3 for all communications between your servers and ours, ensuring that payment data cannot be intercepted.

  • End-to-End Encryption Data is encrypted from the moment it enters our system.
  • Tokenization Sensitive card data is replaced with secure tokens.
  • Key Management Strict key rotation and management policies.

Fraud Detection & Prevention

Our advanced fraud detection system analyzes every transaction in real-time using machine learning algorithms to identify and block suspicious activity.

Real-time Scoring

Instant risk assessment

IP Geolocation

Location verification

Device Fingerprinting

Device identification

Velocity Checks

Pattern monitoring

Global Compliance

We comply with all major international payment regulations to ensure your business operates legally and securely.

PSD2

Full compliance with European Payment Services Directive 2.

SOC 2 Type II

Independently audited security controls and processes.

ISO 27001

Information security management certification.

GDPR

Strict adherence to data protection regulations.

Found a Vulnerability?

If you discover a security vulnerability, please report it responsibly to our security team. We offer rewards for qualifying security vulnerabilities.

security@octapay.org